Mint is gone. Most of the replacements people landed on were not actually replacements.
Downslope is two focused tools: one for debt payoff, one for paycheck budgeting. Built by one person. No accounts to create.
No bank connections. No third parties. Your data never leaves your device.
Debt payoff planning. Enter your balances and rates, and see exactly when you will be free.
Paycheck-to-paycheck cash flow. Know how much you have before it is gone.
If you downloaded your transaction history before Mint shut down, Downslope Debt Payoff can read that file directly. It pulls your account list, you fill in current balances and rates, and you are set up in about three minutes. The file never leaves your browser.
Import from Mint →Debt payoff planning with real math -- avalanche, snowball, 0% promo tracking, payoff dates.
Paycheck budgeting -- know what you have available before your next payday.
Works without connecting a bank account. You enter numbers manually. Your data stays local.
Automatic transaction syncing. If you want that, YNAB and Monarch Money both handle it well.
Both tools work in your browser. Nothing to install. Core features are free. Pro unlocks the AI game plan and advanced scenarios.