A debt payoff calculator that gets the math right — avalanche vs. snowball comparison, 0% promo tracking with deferred interest warnings, and what-if scenarios for raises and windfalls.
See side-by-side exactly how much each strategy costs you in interest and time.
Tracks same-as-cash expiration dates and calculates deferred interest if you don't pay in time.
Model a raise, tax refund, or windfall and see exactly how many months it saves you.
All math runs in your browser. Nothing is sent to a server. No account required.
This is a closed beta limited to the first 50 people. DM me directly on Reddit or LinkedIn to request your access code.
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Math verified against Excel NPER and CUMIPMT functions
Built by someone with an MBA paying off debt themselves
No dark patterns. No email required. No data collected.