Updates
Downslope is actively being improved based on user feedback. Here's what's new.
July 21, 2026 Current
One shared navigation across the site, plus a Budget rounding fix
- Shared navigation everywhere: every page now uses the same header, and you can always get back to any tool from anywhere. Blog and Updates moved into a "More" menu to keep things tidy
- Penny-rounding bug fixed in Budget: uneven expense splits (like $10 split three ways) could drop a penny instead of accounting for it exactly. Fixed, tested, and shipped
- Consistent cross-app links: Debt Payoff, Budget, and Net Worth now all link to each other the same way, no matter which one you start in
July 18, 2026
Debt Payoff rebrand, live Net Worth syncing
- Finance is now Debt Payoff. Renamed sitewide (homepage, nav, blog) to match Net Worth and Budget, and to say plainly what the tool does
- Net Worth stays in sync. Debts you edit in Debt Payoff now keep updating in Net Worth automatically, not just on your first import
- Edit assets in Net Worth. Fix an asset's name, value, or category in place, no more deleting and re-adding
- Tighter account-pairing security. Hardened how Debt Payoff, Budget, and Net Worth link devices together, closing a gap that could let a crafted link redirect synced data to the wrong place
July 12, 2026
Budget goals, smarter categories, and Pro across both apps
- Goals in Budget: set a savings target for 30 days, 6 months, a year, or 3 years out. Log contributions as you go and see whether your current pace gets you there on time, with a heads-up if you're falling behind
- Preset budget categories: Budget now offers ready-made categories organized around Needs, Wants, and Goals, so setting up your budget doesn't start from a blank page
- Debt payoff, front and center: Budget's layout now leads with your debt progress and goals, with day-to-day spending and category management right below
- Pro unlocks both apps: one Pro purchase now unlocks Pro features in Debt Payoff and Budget
- Money check-in moved up: the weekly AI money check-in is easier to find, right after your spending overview
- More reliable syncing: improved how Debt Payoff and Budget keep debt data in sync across devices
July 5, 2026
Mint importer, AI fix, blog, and Substack
- Mint CSV importer. Import your old Mint export file directly into Debt Payoff; reads your account list, you fill in current balances and rates, done in minutes
- AI game plan fixed. Resolved a CORS configuration issue that was preventing the AI briefing from reaching the server; working correctly now
- Extra payment slider. Slider now stretches to accommodate values sent from Budget; no longer gets stuck at the wrong position
- Budget sync callout. When Debt Payoff receives your available cash flow from Budget, it now shows a clear label explaining where the number came from
- Mint alternative landing page. Dedicated page at downslopefinance.com/mint-alternative for people looking for a Mint replacement
- Blog launched. Five articles live at downslopefinance.com/blog covering debt payoff, budgeting, and the Mint shutdown
- Downslope on Substack -- newsletter live at downslopefinance.substack.com
July 2026
Budget + Debt Payoff working together
- Downslope Budget. Companion app for paycheck forecasting, recurring bills, and spending tracking at budget.downslopefinance.com
- Two-way debt sync. Open Debt Payoff from Budget and your debts transfer instantly; log a payment in Debt Payoff and it appears in Budget automatically
- Log payment button. Record debt payments directly from the debt list in Budget, with a 5-second undo in case of mistakes
- Edit debts. Fix a debt name, rate, or type without deleting and re-entering
- Overage actions. When a spending category goes over, choose to increase its limit or cover it from another category with room
- Paycheck banner fix. "Before your next paycheck" now shows flexible spending remaining, not total committed spend
- Proactive copy. Rewrote all app copy to show you what is coming, not just what already happened
- Net worth tracker. New page to track assets vs. liabilities over time
June 2026
Launch
- Avalanche vs. Snowball. Side-by-side comparison showing total interest and payoff time for both strategies
- 0% Promo tracking. Tracks same-as-cash expiration dates with deferred interest warnings
- What-If scenarios. Model a raise, tax refund, or windfall and see how many months it saves
- Month-by-month schedule. Full amortization table for every debt
- Charts. Visual payoff progress and interest breakdown
- CSV import/export. Back up your data or move it between devices
- PWA support. Download and install Downslope on your phone, tablet, or desktop like a native app, no app store needed
- AI game plan. Get a personalized payoff strategy powered by Claude
- No account required. All data stays in your browser, never sent to a server